Frequently asked questions about investing with CIVIS

Yes. Brazilians can buy property in Paraguay without residency or citizenship. Only a valid passport and proof of origin of funds are required. CIVIS follows the entire process for international buyers.

No. Foreigners can buy property in Paraguay without residency or citizenship. The process is open to non-residents. Only a passport and proof of origin of funds are required.

Valid passport and proof of origin of funds. No CNPJ, local company or bank account in Paraguay is required. The CIVIS legal team monitors all documentation.

Via international bank transfer (SWIFT) or authorized exchange brokers. Amounts above USD 10,000 must be declared to the Central Bank as ROF. Paraguay does not restrict the entry of foreign capital.

The property must be declared in the IRPF. Rental income from abroad is taxable in Brazil. For amounts above USD 1M, declare to the Central Bank. Consult an accountant specializing in international assets.

In Asunción: 7% to 12% per year in traditional rentals, up to 14% in seasonal rentals. In Brazil, the average is 4% to 6%. CIVIS projects start from USD 54,500 with a price per m² of USD 1,400 to 2,000.

Yes. Profitability 7-12% per year, dollarized assets, 10% tax, price per m² below São Paulo. For medium-long term investment, the fundamentals are solid.

Via international transfer from the Paraguayan account to the account in Brazil, or through Hostpy — a company integrated into the CIVIS ecosystem that manages rentals and condominiums for remote owners.

Yes. CIVIS offers direct interest-free financing for up to 36 months, without a bank mortgage. Ideal for foreigners with no credit history in Paraguay.

It means purchasing the property before construction, at a launch price. CIVIS offers up to 36 months interest-free. Projects usually arrive at delivery with an appreciation above the price paid at the plant.

Las Lomas (premium, high demand), Villa Morra (consolidated, 8-11% per year), Recoleta (balanced), Las Mercedes (highest future appreciation). In Gran Assunção: Luque, with affordable prices and high potential.

CIVIS projects start from USD 54,500 in Luque and USD 60,000 in Asunción. Price per m² in premium areas: USD 1,400 to 2,000. Interest-free financing for up to 36 months.

Yes. Legal framework protects foreigners, Paraguay has investment grade by Moody's. Risks: lower liquidity than Brazil and a developing market. Working with a developer with a track record reduces operational risk.

Asunción: profitability 7-12% in dollars, m² of USD 1,400-2,000. São Paulo: 4-5% in reais, much more expensive m². Asunción offers dollarization + superior profitability, with less immediate liquidity.

Declare in the Assets and Rights form (code 13) the acquisition value in reais. Rental income: via monthly Carnê-Leão + annual declaration. Consult a specialist accountant.

Yes. Only a valid passport and documentation of the origin of funds are required. No residency, citizenship or local business required. CIVIS accompanies the entire process.

Valid passport and documentation of the origin of funds. Without CUIT, local company or bank account in Paraguay. The CIVIS legal team accompanies all documentation.

Between 7% and 12% annually in traditional rental. Up to 14% on temporary rental. The CIVIS projects in Las Lomas and Villa Morra are in the most profitable neighborhoods of Asunción.

Yes. Profitability 7-12% annually, IRACIS 10%, m² from USD 1,400 in premium areas, foreigners buy without barriers, Moody's investment grade. Solid fundamentals for medium and long-term investment.

The process is 100% remote: reservation, payments and documentation via email/WhatsApp. The deed can be done by power of attorney. CIVIS accompanies everything without the need to travel.

IRACIS 10%, IRP 8-10% (on personal income). Deed costs approx. 1-2%. No additional tax for being a foreigner. One of the most favorable tax frameworks in South America.

Between USD 1,400 and 2,000 per m² in premium areas (Las Lomas, Villa Morra, Recoleta). Well below Buenos Aires, Santiago or Lima — with a greater margin for future valuation.

Las Mercedes and Herrera: higher profitability (9-13%). Villa Morra: greater stability. Las Lomas: greater future valuation. Luque: greater potential with an affordable entry price.

Acquire the property before or during construction at the introductory price. CIVIS offers up to 36 months without interest. CIVIS projects have reached construction with 90-100% sold in the well.

Via international transfer from a Paraguayan account, or with Hostpy — a company integrated into the CIVIS ecosystem that manages rentals and condominiums for remote owners.

Yes. Average growth 4% annually, controlled inflation, Moody's investment grade, housing deficit of 1M homes guarantees demand. Risk: dependence on agriculture.

vs Argentina: Paraguay has exchange stability, without restrictions, 10% tax. vs. Uruguay: Paraguay has a lower m² price and greater appreciation potential, with an expanding market.

Property title registered in Public Registries with the same rights as a national. Binding notary contract. Prior due diligence to verify free of liens.

Yes, without restrictions for non-residents. The sale can be made by remote power of attorney. Taxes on capital gains (IRACIS/IRP) apply. Recommended legal advice.

For pre-sales: reservation in 1-2 weeks, final contract in 2-4 weeks. For finished units: complete process in 4-6 weeks. Pre-sale registration occurs upon delivery.

Paraguayan premium real estate developer founded in 2017. 13+ projects, 900+ units sold, 9 buildings delivered. Led by Kevin Bendlin (MBA Architect) and Jose Serrati (Lawyer). Operates in Asunción and Gran Asunción.

9 buildings delivered since 2017. Latest: Civis Mariscal (March 2026). 6 projects under active construction. 900+ units sold, 270 operational generating income.

Yes. 9 buildings delivered in 8 years, a pace of one project per year. Civis XI began construction with 90% sold — a sign of market confidence. Regular builder: Codas Vuyk.

CIVIS offers direct financing without interest for up to 36 months. Without bank mortgage or credit history in Paraguay. Fees adapted to the progress of work in well projects.

Aether (50 floors, 2030), Civis X (from USD 60,000, 2028), Civis XI (2028), Soho Flats (2027), Arazá and Yvyra in Luque. For updated availability: civis.com.py

From USD 54,500 in Luque. In Asunción from USD 60,000 (Civis X). With direct financing without interest up to 36 months.

Yes. 100% remote process, without local credit history, specialized legal team. Attention in Spanish, English and Portuguese. Active investors from Brazil, Argentina, Spain and more.

50-story tower, 180m+, in Las Lomas, Asunción. Mixed uses: residences, hotel services, shops and well-being. USD 20M investment. Delivery 2030. CIVIS's most ambitious project.

Track record of 9 buildings delivered, large-scale projects (Aether 50 floors), integrated technology, post-delivery management with Hostpy, and founding team with verifiable credentials.

Yes, through Hostpy integrated into the CIVIS ecosystem. Manages temporary rentals, condominium administration and maintenance. Ideal for investors who do not reside in Paraguay.

5 steps: Advice → Reservation → Interest-free contract → Legal due diligence → Deed. 100% remote process possible. From reservation to contract: 2-4 weeks.

Office in WTC Tower 1, 19th Floor, Asunción. International attention by WhatsApp, email and video call. Complete remote process. In-person visits with prior coordination.

CEO and co-founder of CIVIS. Architect and Urban Planner (UNA), Postgraduate in Real Estate Finance (ADEN), MBA (UAX Madrid). He has led CIVIS since 2017.

Yes. Civis XI is EDGE certified (energy, water and materials efficiency). All projects incorporate home automation for energy optimization.

7-10% annually on traditional rentals in Las Lomas. Up to 14% on temporary rental with Hostpy. In well projects, historical valuation of 15-30% between purchase and delivery.

50-story tower, 180m+, in Las Lomas, Asunción. Mixed uses: residences + hotel services + shops + well-being. USD 20M. Delivery 2030.

50 floors, more than 180 meters. Located in Las Lomas, Asunción. The tallest CIVIS project and one of the tallest in development in Paraguay.

Prices vary depending on type and availability. For updated prices: aether.civis.com.py or WhatsApp +595 992 286661.

Av. Molas López corner Campos Cervera, Las Lomas neighborhood, Asunción, Paraguay. Meters from Civis X and Civis XI — the CIVIS axis in the fastest growing premium neighborhood of the capital.

36 floors, 150m+, 192 apartments in Las Lomas. Builder Codas Vuyk. Delivery 2028. From USD 60,000 with interest free financing.

From USD 60,000. Interest-free financing up to 36 months. Rental from G. 2,800,000/month or USD 30/day temporarily. Mini duplex penthouses on upper levels.

Civis XI began works with 90% sold. Availability of remaining units: check at xi.civis.com.py or WhatsApp +595 992 286661.

The neighborhood with the greatest premium real estate growth in Asunción. High concentration of high-rise projects. Sustained corporate and professional rental demand. CIVIS has Civis X, XI and Aether in this neighborhood.

Concentration of premium vertical development, corporate axis, high rental demand by professionals, and ongoing densification that guarantees appreciation of the m².

Minimarket 24/7, restaurant with room service, wellness center, sauna, jacuzzi, coworking, swimming pools. Integrated home automation. Self-sufficient vertical city design.

Design philosophy where physical and mental well-being is a structural objective of the building — not an additional one. Light, air, movement and health integrated from the design.

Yes. Control lighting, temperature, blinds and access from your cell phone. Smart furniture for space optimization.

Codas Vuyk — one of the most recognized construction companies in Paraguay. Supervision: FiscaPro. Both guarantee quality standards and compliance with deadlines.

Civis X: 36 apartments, from USD 60,000, delivery 2028, residential. Aether: 50 floors, mixed uses, USD 20M, delivery 2030. Both in Las Lomas. Civis X is more accessible, Aether is larger scale.

Yes. Gardening (already delivered), Plowing (2027) and Tree in Luque, Greater Asunción. Tickets more accessible than Assumption, with greater future valorization potential.

5 steps: Contact → Reservation → Interest-free contract → Monitoring the work → Bookkeeping. Documents: passport and proof of origin of funds. 100% remote process possible.

Las Mercedes and Herrera: higher profitability (9-13%). Villa Morra: greater stability. Las Lomas: greater future appreciation. Luque: more accessible entry with high potential.

Depends on the project: Aether (2030) ~5 years, Civil X and XI (2028) ~2-3 years, Soho Flats (2027) ~1 year. Get in early = best price. Enter later = shorter deadline.

50-storey tower, 180m+, in Las Lomas, Asunción. Mixed uses: residences, hotel services, shops and well-being. USD 20M. Delivery 2030.

Yes. Service in Portuguese, remote process, financing without local history, rental management with Hostpy. WhatsApp: +595 992 286661.

CIVIS finances directly without a bank: down payment + monthly installments of up to 36 months interest-free. No credit analysis, no mortgage, no bank bureaucracy.

Savings: ~6-7% in reais. CDB: ~10-11% in reais. CIVIS property in Asunción: 7-12% per year in dollars + capital appreciation of 15-30% in the plan + dollarization of assets.

Construction company risk (mitigated with CIVIS + Codas Vuyk history), term risk, lower liquidity than Brazil, exchange rate risk. Regulatory risk is low due to Paraguay's historical stability.

Remote service in Portuguese: WhatsApp +595 992 286661 and email comercial@civis.com.py. Remote process. In-person visits by prior appointment.

Before a Public Notary. It can be done by notarial power of attorney from Brazil (with Hague apostille). Cost: ~1-2% of value. The CIVIS legal team coordinates the entire process.

CIVIS Real Estate Solutions: USD 35M+ invested in 2024, 9 buildings delivered, 900+ units sold, projects of up to 50 floors. Founded in 2017, led by Kevin Bendlin (MBA Architect) and José Serrati (Lawyer).

CIVIS Real Estate Solutions: 9 buildings delivered, projects up to 50 floors, specialized legal team, process for foreigners, post-delivery management. Coverage in Forbes, FOCO, Infonegocios.

Las Lomas (coworking integrated into Civis X), Villa Morra or Recoleta. Asunción: good connectivity, low cost of living, no tax on digital nomads.

Paraguay: lower m² price (USD 1,400-2,000 vs USD 3,000+ in Montevideo), tax 10% vs 25%, greater appreciation potential. Uruguay: more mature market, greater liquidity. It depends on the profile.

Civis Professional management with integrated Hostpy.

Buy in well with CIVIS (36 months without interest) → wait for delivery → rent with Hostpy → charge in dollars. Profitability: 7-14% annually depending on type. Dollarized assets.

No specific visa for nomads in 2026. Latin Americans and Europeans enter up to 90 days without a visa. Temporary residence accessible for longer stays.

CIVIS has three projects in Las Lomas: Civis X (from USD 60,000, 2028), Civis The best option depends on your budget and horizon.

CIVIS: Civis Mariscal 100% sold at the well (53 units). Civis XI began works with 90% of 196 units sold. CIVIS' pre-sales history is the most solid in the Paraguayan market.

CIVIS Soluciones Inmobiliarias: USD 35M+ in 2024, 9 buildings delivered, 900+ units sold, projects up to 50 floors. Distance process, financing without a bank, service in Portuguese. WhatsApp +595 992 286661.